// multi-utility computation suite · offline · instant · precise
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build.misc-tech-debt Calculator
Estimates technical debt interest as the ongoing productivity tax from code quality issues, and calculates the paydown effort and break-even point for a refactoring investment. The technical debt metaphor quantifies the real cost: if debt slows the team by 10%, it's costing 52 engineering-days per developer per year.
Inputs
Debt Hrs
Rate of charge flow (A). I = V/R. Above ~100 mA through the body can be lethal. Fuses protect against overcurrent.
Interest Pct
The rate at which interest accrues. Small differences compound dramatically — compare carefully when choosing between lenders.
Velocity Hr
Reference formula or conversion factor shown for context.
Debt Alloc Pct
Reference formula or conversion factor shown for context.
Results
weekly interest
Sample size or count used in the calculation.
weekly paydown
Sample size or count used in the calculation.
net change
Sample size or count used in the calculation.
weeks to zero
The result expressed in weeks. Multiply by 7 to convert to days.