// multi-utility computation suite · offline · instant · precise
┌──────────────────────────┐
│ [c] calcalyst_ │
│ computation suite │
└──────────────────────────┘
// select a module to initialize
/ search↵ open firstesc close
// adsenseEMPTY_LEADER_SLOT728×90
// adsenseMOBILE_ANCHOR_SLOT320×50
// keyboard_shortcuts
/focus search
↑↓navigate module list
Enter
open first result from search
open highlighted
compute when module is open
compute when focused in a field
Escclose module · clear selection
⌫
fin.Altman-Z-score-bankruptcy Calculator
Calculates the Altman Z-score bankruptcy predictor from five financial ratios for public and private companies. Z-score below 1.81 (public) or 1.23 (private) indicates high bankruptcy probability — the model has 72–80% accuracy for predicting bankruptcy within 2 years.
Inputs
Working Capital
Current assets minus current liabilities. Positive working capital means the business can meet short-term obligations.
Total Assets
Reference formula or conversion factor shown for context.
Retained Earnings
Reference formula or conversion factor shown for context.
Ebit
Reference formula or conversion factor shown for context.
Market Cap
Reference formula or conversion factor shown for context.
Total Liabilities
Reference formula or conversion factor shown for context.
Sales
Reference formula or conversion factor shown for context.
Results
Altman Z-score
Bankruptcy prediction score. Above 2.99: safe zone. 1.81–2.99: grey zone (uncertain). Below 1.81: distress zone — high bankruptcy risk. Developed for manufacturing; adjust interpretation for other sectors.
bankruptcy zone
Sample size or count used in the calculation.
X4 = market cap / total liabilities
Total market capitalisation — current price times total circulating supply. Represents the market's aggregate valuation.
X3 = EBIT / total assets
The combined total across all inputs and components.
Z = 1.2X1+1.4X2+3.3X3+0.6X4+1.0X5
Reference formula or conversion factor shown for context.