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finance.business-debt-service-ratio Calculator
Calculates the Debt Service Coverage Ratio (DSCR) in a business finance context from net operating income and total debt payments. DSCR above 1.25× is typically the minimum lender requirement — below 1.0 means income doesn't cover debt service and the borrower is cash flow negative.
Inputs
Noi
Reference formula or conversion factor shown for context.
Annual Debt
Reference formula or conversion factor shown for context.
Total Assets
Reference formula or conversion factor shown for context.
Results
DSCR
Reference formula or conversion factor shown for context.
cushion
Sample size or count used in the calculation.
debt yield
Reference formula or conversion factor shown for context.