// multi-utility computation suite · offline · instant · precise
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finance.investment-net-worth Calculator
Calculates and projects net worth in a investment portfolio management context from assets, liabilities, savings rate, and expected returns. Net worth is the single most important personal finance metric — tracking it quarterly reveals whether the financial trajectory is improving or deteriorating.
Inputs
Principal
Upfront cost — the negative cash flow at time zero in NPV/IRR analysis.
Rate
Reference formula or conversion factor shown for context.
Years
Duration of the process. Make sure units match the rate inputs (seconds, minutes, or hours).
Results
initial investment
The upfront capital deployed at time zero. This is the negative cash flow from which all future returns are measured.
future value
What your investment will be worth at the end of the period. The power of compounding: $10,000 at 8% for 30 years grows to about $100,000.
total gain
The combined total across all inputs and components.
CAGR
Reference formula or conversion factor shown for context.